Kamuu

THE NEGATIVE IMPACT OF VAT ON INSURANCE AGENCY AND BROKERAGE COMMISSION

Paragraph 10 of part II of the First Schedule of the Value Added Tax 2013 (http://kenyalaw.org) had exempted Insurance Agencies, insurance brokerage, stock exchange brokerage and tea and coffee brokerage services from VAT. This was meant to spur economic activity in sectors that had witnessed slow growth over the years. For example, by exempting VAT

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Marketing Kenya Short: Is KQ missing the point with its aircraft liveries?

Kenya Airways, the pride of Africa, has failed in promoting the pride of its mother nation, Kenya. There are many dimensions to this but I shall limit my thoughts to the not so familiar concept of aircraft liveries. To hit the ground running on this piece, let’s take a moment to understand what aircraft liveries

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INSURANCE MARKETS IN KENYA AND OTHER DEVELOPING COUNTRIES

The insurance industry plays a vital role in the development of economies. Through the years, economies have been able to use insurance products to safeguard investments and generate wealth. The macro impact of insurance products has been facilitated by the principles of insurance, which encourage resource mobilization through the collection of premiums that end up

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HAVE MICROFINANCE INSTITUTIONS IN KENYA LOST THEIR NICHE?

The origins of microfinance in Kenya dates back to the 1960s when micro financing was a pilot initiative for non-governmental organizations (NGOs) operating in Kenya. These organizations through donor funding, offered credit services to local communities in order to support businesses and improve the overall economic and social wellbeing of beneficiaries. Overtime the concept of

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Effectiveness of the Sacco Deposit Guarantee Fund

The stability of the financial industry globally depends on confidence bestowed upon it by consumers of its services. Such confidence stems from the fact that consumers believe that their hard-earned savings are not only accessible but secure. Kenya’s financial space has experienced its fair share of turbulence in the past decade. Before the current Governor

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Developing a Working Framework for the Sacco Deposit Guarantee Fund

Over the years, the popularity of savings and credit societies in Kenya has seen close to 5.4 million people subscribe and deposit approximately KES 431 billion up from KES 380 billion between 2019 and 2020. In addition, the Sacco supervision annual report 2020, highlighted that gross loans grew from KES 419.55 billion to KES 474.77

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Trade Practices in the Face of Climate Change

The climate crisis is a global challenge that transcends borders, demanding urgent action and collaborative solutions. Addressing such a crisis requires effective awareness campaigns to spark meaningful discussions and mobilize action. Equally important are coordinated efforts between public and private sector actors and communities who are key players in the international trade value chain. According

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Rethinking Kenya’s Road Infrastructure Quality Codes

The productivity, welfare and the security of people both in rural and urban areas are greatly influenced by the level of infrastructure development in their respective communities and the subsequent linkages to the centers of administration and commerce. As industries expand and economies grow, the existence of reliable road networks significantly contributes to a country’s

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